Equifax Hack Pt. 3: What To Expect From Equifax
In Case You Missed It... On Sept 7, 2017, Equifax announced they were victims of a security breach. In case you missed the news, you can learn [...]
Equifax Hack Pt.2 : How To Protect Yourself
Background On Sept 7, 2017, Equifax announced they were victims of a security breach. In case you missed the news, you can learn all about it on [...]
Equifax Hack Pt 1: What Happened
The Equifax Breach On Sept 7, 2017, Equifax announced that they were victims of a security breach. If you are unfamiliar with who they are, check out [...]
Equifax & How to Navigate the New Changes
Credit Professionals are always looking for mechanisms which they can pre-qualify applications. These processes take time and resources in order to get a clear picture on a [...]
Why Credit Card Debt Consolidation is a good thing
If you’ve racked up an excessive amount of debt on your credit cards, chances are you are paying a large amount of interest on that debt. This [...]
Debt and Credit Tips
These days, in the midst of our “keeping up with the Joneses” mentality and with technology firing new and exciting devices at us every few months, it [...]
RECI explains GTA Real Estate after Regulation Changes and Home Capital Scandal
For over a year now the federal government has been actively trying to cool down the real estate market in Toronto & the GTA. For a while, [...]
The Top reasons People Ruin their Credit
Nobody likes bad credit, and you shouldn’t have to constantly deal with it over the course of your life. You can keep a positive credit score by [...]
Life After Student Loan Debt
Student Loans. Generally speaking if a student loan is over 7 years after the date on which a student ceased to be a full or part-time student, [...]
Should You Consolidate Your Debts?
Debt. It’s a word that strikes fear into the hearts of some, while others use debt to their advantage in the purchase of long-term investments. If you [...]
Why Credit Repair Is A Myth
Y ou've probably heard the term "credit repair" before. Despite being a catch-all term for those looking to re-build their credit history, it is not how credit actually [...]
Why financing a car before buying your first home may not be a great idea
Have you heard of the expression “cash flow is king”? Although cash flow is often considered a business term, it is very relevant to personal finance. First, let’s establish [...]